Don't forget
what's promised
Rent, installments, and subscriptions don't disappear just because they're off your home screen.
− $520Spend smart today
— without sacrificing
tomorrow's goals
See your own scenario ↓
1 question
instead of 10 spreadsheets
No spam — just your invite.
SAFE TO
SPEND TODAY$52you can spend
SPEND TODAY$52you can spend
Rent $1,800reserved until the 5th
GOALTrip24 days until the next step
SCROLL TO SEE YOUR MONEY DIFFERENTLY
HONEST MATH
Your balance —
isn't your free money.
Don't forget
Don't shortchange
your big goal
Set aside what the future needs — don't leave it to a someday-maybe.
− $100Know what's
safe today
Not an abstract monthly budget. One simple number for your actual day.
$52HOW IT WORKS
Decisions, not
more numbers.
Most apps turn your life into new numbers. Waltyx lets you talk to your money — and know what to do next.
Gather
what matters
Income, recurring bills, and goals — once, in plain language.
See
the real number
The algorithm reserves what's needed and shows your free money for today, this week, and this month.
Ask
before you buy
"What if I buy this?" — see the impact on your goal instantly, instead of regretting it at month's end.
Cash flow snapshotLive
Pick who's most like you.
Every number below runs through the same engine as the app. Switch personas and watch it all recalculate live.
M
Maya, 30, installments
4 plans, constant stress.
Today
$151
Week
$606
Month
$3,186
Where 100% of income goes
Free
$3,186
51.4% of incomeGoal reserve
$399
6.4% of incomeRequired
$2,615
42.2% of incomeGoal
On trackTrip to Japan /
≈ $399/mo · until July 10, 2027
Upcoming payments
Laptopin 2d
Vacuumin 8d
Gymin 15d
Live AI
Talk to Waltyx
answers live, using this persona's real numbers
Hi! I'm Waltyx. These are "Maya"'s live numbers — ask about the budget, a purchase, a goal, or describe a change (spent something, contributed to a goal, income changed) — I'll propose updating the numbers on the left.
NOT ABOUT CATEGORIES — ABOUT LIFE
Your day isn't
a spreadsheet.
Give every
dollar a job.
So $4,200 doesn't look like "spend it all," when part of it is already working for your peace of mind.
✦
Paycheck +$4,200
This month's plan is readySee the real
price of a want.
Don't say no to yourself. Know exactly which goal — and by how many days or months — this purchase pushes back.
Headphones $250→ 12 days
Recalculate.
Don't beat yourself up.
Waltyx calmly rebuilds the plan and suggests where to trim spending.
"No worries. Let's shrink the reserve by 2 weeks — you'll still make it" ✦
AI — WHERE IT ACTUALLY HELPS
It doesn't make up
numbers. It helps
you talk about them.
Precision
Required payments, reserves, forecasts — computed by the engine, no AI.
Humanity
AI steps in when there's a decision to make: "go for it," "better to wait," or "here's another way."
Your control
AI only suggests. Nothing happens without your "yes."
A few important
answers.
No. A tracker shows what already happened. Waltyx helps you understand what happens if you spend money right now.
Want to try it?
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No spam. Just your invite and launch updates.